Investor relations
Consolidated semi-annual report for H1 2026
CURRENT REPORTS
DEMERGER PLAN OF BANK HANDLOWY W WARSZAWIE S.A.
Materials related to exit from the Consumer Business
June 17, 2026
May 8, 2026
June 27, 2025
June 19, 2024
April 26, 2023T
December 16, 2022
June 23, 2022
June 17, 2021
December 2, 2020
June 4, 2020
September 24, 2019
June 05, 2019
June 08, 2018
December 06, 2017
June 22, 2017
September 22, 2016
June 21, 2016
June 22, 2015
June 24, 2014
June 20, 2013
June 20, 2012
September 12, 2011
June 1, 2011
June 28, 2010
November 20, 2009
June 18, 2009
June 19, 2008
INFORMATION FOR INVESTORS
List of institutions that issue recommendations for the shares of Bank Handlowy w Warszawie S.A.
| Institution | www | Phone | |
|---|---|---|---|
DM BOŚ |
www.bossa.pl |
+48 22 50 43 104 |
|
ERSTE Group |
www.erste.pl/inwestor |
+48 61 856 44 44 |
|
Ipopema Securities |
+48 22 236 92 00 |
||
Dom Maklerski mBanku |
+48 22 697 49 49 |
||
Millennium DM |
www.millenniumbm.pl |
+48 22 598 26 00 |
|
PEKAO |
www.pekao.com.pl/biuro-maklerskie |
+48 22 591 22 00 |
bm@pekao.com.pl |
DM PKO BP |
+48 22 521 80 20 |
bm@pkobp.pl |
|
Trigon DM |
+48 22 330 11 11 |
||
Wood & Company |
+48 22 222 1530 |
wood@wood.com |
Bank Handlowy w Warszawie S.A. has full rating from Fitch Ratings.
| Long-term Issuer Default Rating (IDR) | A+ | Outlook negative | ||
| Short-term Issuer Default Rating (IDR) | F1+ | |||
| Viability rating* | BBB+ | |||
| Shareholder Support Rating | a+ | |||
| National Long-Term Rating | AAA | Outlook stable | ||
| National Short-Term Rating | F1+ | |||
| Long-term deposits | A+ | |||
| Short-term deposits | F1+ | |||
Last update 17th June 2026
* Viability rating represents the Fitch's view as to the intrinsic creditworthiness of an issuer, excluding any impact of external factors.
History of ratings, xls file (28 KB)
In accordance with its current Dividend Policy, the Bank developed guidelines for the distribution of the Bank's net income for the years 2025 - 2027. The guidelines assume that the Bank will allocate most of its profits to dividend payments and the dividend payout ratio has been set at a minimum of 75% of the Bank's net profit, taking into account the stance of the Polish Financial Supervision Authority regarding the dividend policy of banks.
The table presents the history of dividends paid by Bank Handlowy w Warszawie S.A. since 1997, i.e. since the Bank's debut on the WSE.
| Year | Net profit (PLN) | Dividend (PLN) | Number of shares | Eligible shares | Net profit per share (PLN) | Dividend per share (PLN) | Dividend payout ratio | Dividend declaration day | Dividend day | Dividend payout day |
| 2025 | 1,667,392,455.21 | 1,279,073,529.00 | 130,659,600 | 130,517,717 | 12.78 | 9.80 | 77% | 17-06-2026 | 25-06-2026 | 30-06-2026 |
| 2024 | 1,791,978,477.05 | 1,342,776,931.65 | 130,659,600 | 130,493,385 | 13.73 | 10.29 | 100%⁵) | 27-06-2025 | 07-07-2025 | 14-07-2025 |
| 2023 | 2,255,190,345.46 | 1,454,930,607.50 | 130,659,600 | 130,487,050 | 17.28 | 11.15 | 65%4) | 19-06-2024 | 27-06-2024 | 04-07-2024 |
| 2022 | 1,569,309,967.45 | 1,175,936,400.00 | 130,659,600 | 130,659,600 | 12.01 | 9.00 | 75% | 26-04-2023 | 08-05-2023 | 15-05-2023 |
| 2021 | 715,972,070.88 | 714,708,012.00 | 130,659,600 | 130,659,600 | 5.48 | 5.47 | 100% | 23-06-2022 | 01-07-2022 | 11-07-2022 |
| 2020 | 158,085,123.29 | 156,791,520.00 | 130,659,600 | 130,659,600 | 1.21 | 1.20 | 99% | 17-06-2021 | 15-09-2021 | 22-09-2021 |
| 20193) | 478,802,436.53 | - | 130,659,600 | 130,659,600 | 3.66 | - | - | - | - | - |
| 2018 | 653,118,615.10 | 488,666,904.00 | 130,659,600 | 130,659,600 | 5.00 | 3.74 | 75% | 05-06-2019 | 13-06-2019 | 24-06-2019 |
| 2017 | 537,102,079.58 | 537,010,956.00 | 130,659,600 | 130,659,600 | 4.11 | 4.11 | 100% | 08-06-2018 | 18-06-2018 | 25-06-2018 |
| 2016 | 604,198,677.93 | 591,887,988.00 | 130,659,600 | 130,659,600 | 4.62 | 4.53 | 98% | 22-06-2017 | 03-07-2017 | 20-07-2017 |
| 2015 | 620,227,353.58 | 611,486,928.00 | 130,659,600 | 130,659,600 | 4.75 | 4.68 | 99% | 21-06-2016 | 04-07-2016 | 21-07-2016 |
| 2014 | 971,422,827.95 | 970,800,828.00 | 130,659,600 | 130,659,600 | 7.43 | 7.43 | 100% | 22-06-2015 | 06-07-2015 | 24-07-2015 |
| 2013 | 934,781,955.11 | 934,216,140.00 | 130,659,600 | 130,659,600 | 7.15 | 7.15 | 100% | 24-06-2014 | 07-07-2014 | 29-08-2014 |
| 2012 | 1,008,697,857.73 | 756,519,084.00 | 130,659,600 | 130,659,600 | 7.72 | 5.79 | 75% | 20-06-2013 | 05-07-2013 | 30-08-2013 |
| 2011 | 721,293,882.54 | 360,620,496.00 | 130,659,600 | 130,659,600 | 5.52 | 2.76 | 50% | 20-06-2012 | 05-07-2012 | 31-08-2012 |
| 2010 | 748,025,955.43 | 747,372,912.00 | 130,659,600 | 130,659,600 | 5.72 | 5.72 | 100% | 01.06.2011 | 16-06-2011 | 29-07-2011 |
| 2009 | 525,152,327.44 | 492,586,692.00 | 130,659,600 | 130,659,600 | 4.02 | 3.77 | 94% | 28-06-2010 | 05-07-2010 | 30-08-2010 |
| 20082) | 645,663,986.61 | - | 130,659,600 | 130,659,600 | 4.94 | - | - | - | - | - |
| 2007 | 808,168,455.25 | 620,633,100.00 | 130,659,600 | 130,659,600 | 6.19 | 4.75 | 77% | 19-06-2008 | 04-07-2008 | 29-08-2008 |
| 2006 | 620,391,649.83 | 535,704,360.00 | 130,659,600 | 130,659,600 | 4.75 | 4.10 | 86% | 21-06-2007 | 05-07-2007 | 31-08-2007 |
| 2005 | 589,245,040.19 | 470,374,560.00 | 130,659,600 | 130,659,600 | 4.51 | 3.60 | 80% | 22-06-2006 | 05-07-2006 | 31-08-2006 |
| 2004 | 414,214,162.25 | 1,563,995,412.00 | 130,659,600 | 130,659,600 | 3.17 | 11.97 | 1) | 26-06-2005 | 25-07-2005 | 01-09-2005 |
| 2003 | 242,510,335.70 | 241,720,260.00 | 130,659,600 | 130,659,600 | 1.86 | 1.85 | 100% | 24-06-2004 | 26-07-2004 | 01-09-2004 |
| 2002 | 242,688,826.90 | 241,720,260.00 | 130,659,600 | 130,659,600 | 1.86 | 1.85 | 100% | 25-06-2003 | 25-07-2003 | 01-09-2003 |
| 2001 | 163,636,000.16 | 163,324,500.00 | 130,659,600 | 130,659,600 | 1.25 | 1.25 | 100% | 27-06-2002 | 26-07-2002 | 02-09-2002 |
| 2000 | 204,711,297.06 | 130,659,600.00 | 130,659,600 | 130,659,600 | 1.57 | 1.00 | 64% | 25-06-2001 | 26-07-2001 | 03-09-2001 |
| 1999 | 472,455,433.13 | 186,000,000.00 | 93,000,000 | 93,000,000 | 5.08 | 2.00 | 39% | 30-06-2000 | 26-07-2000 | 04-09-2000 |
| 1998 | 301,549,519.03 | 93,000,000.00 | 93,000,000 | 93,000,000 | 3.24 | 1.00 | 31% | 22-06-1999 | 26-07-1999 | 01-09-1999 |
| 1997 | 577,467,461.67 | 130,000,000.00 | 93,000,000 | 93,000,000 | 6.21 | 1.40 | 23% | 31-03-1998 | 22-04-1998 | 02-06-1998 |
Data on the dividend is available for download here Dividend, xls file (16 KB)
Source: current reports of Bank Handlowy w Warszawie SA
1) 100% Dividend pay-out ratio of net profit plus prior year profits
2) On 18 June 2009 the Ordinary General Meeting of Shareholders of Bank Handlowy w Warszawie S.A. resolved no dividend for 2008 should be paid and net profit should be distributed as follows:
a) allocation to the reserve capital - PLN 570,663,986.61
b) allocation to general risk fund - PLN 75,000,000.00
3) On June 4, 2020, the Ordinary General Meeting of Shareholders of Bank Handlowy w Warszawie S.A. decided to leave the entire profit for 2019 undivided
4) On September 29, 2023, the Bank got a decision of the Polish Financial Supervision Authority on the consent for recognition part of first half of 2023 net profit (PLN 800,000,000) in Tier 1 capital
5) The dividend payout ratio for 2024 also takes into account the advance dividend in the amount of PLN 448.6 million paid in October 2025.
Please check information for investors
Upcoming Events:
- November 5, 2026
3Q 2026 consolidated financial report
Past events:
- August 27, 2026
1H 2026 consolidated semi-annual report
- May 7, 2026
1Q 2026 consolidated financial report
- March 17, 2026
2025 Stand-alone and consolidated annual report
November 13, 2025
3Q 2025 consolidated financial reportAugust 28, 2025
1H 2025 consolidated semi-annual report
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